Lease or Buy? We Help Simplify Your Choices
At the finance center at Jim Stykemain Chevrolet Buick GMC in Sturgis, MI, not far from Coldwater MI and Elkhart IN, we don't just help you find the right vehicle. We also help you decide on the best way to finance it. You don't have to automatically get a car loan: For some people, a lease can work better. We just want you to make sure you're clear on the pros and cons of both choices. Here are some financing basics to help get you started.
Some Benefits of Getting a Car Loan
When you finance your new or used vehicle with a loan, you start building "equity," or cash value, as soon as you make a down payment and begin your monthly payments. You're not just "renting" a vehicle to drive around Angola IN. A loan means you can someday own this car, and the growing cash value can help you buy your next vehicle. What's more, making your payments on time each month helps you gradually raise your credit score. You can finance a pre-owned Chevrolet, Buick, or GMC vehicle today.
Some Benefits of Leasing
The #1 advantage of leasing for most people is that your monthly payments are nearly always less than monthly payments with a car loan on the same vehicle. At the end of your lease - usually after 36 months - you don't have the hassle and expense of selling your car yourself. You just drop off your leased Chevrolet, Buick, or GMC at our dealership and, after paying for any excess damage or mileage, you can start a new lease with another new car.
Let Us Tell You More
The friendly, knowledgeable experts in our finance center are exceptionally good at helping you choose wisely between a loan and a lease. They can also help you get the best available loan or lease deal. When you're ready to buy or lease anywhere around LaGrange IN or Three Rivers MI, let us help you make the financing choice that works best for you at Jim Stykemain Chevrolet Buick GMC in Sturgis, MI.
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